API reference
Transfers
Check account names, send transfers and check their status.
Check an account name
GET/banks/resolve
See who owns a bank account before you send money to it.
account_numberstringrequired
The 10-digit account number.
bank_codestringrequired
The recipient bank's code.
Response
{
"status": true,
"data": {
"account_number": "0112345678",
"account_name": "ADAEZE CHIOMA OKONKWO",
"bank_code": "058"
}
}Send a transfer
POST/transfers
Send money from your balance to any Nigerian bank account. Always send an Idempotency-Key.
amountintegerrequired
Amount in kobo.
account_numberstringrequired
Recipient's account number.
bank_codestringrequired
Recipient's bank code.
narrationstring
Shown on the recipient's statement.
referencestring
Your unique reference for this transfer.
Request body
{
"amount": 25000000,
"account_number": "0112345678",
"bank_code": "058",
"narration": "October salary",
"reference": "payroll_10_173"
}Response
{
"status": true,
"data": {
"reference": "payroll_10_173",
"status": "processing",
"amount": 25000000,
"fee": 2500,
"recipient": {
"account_name": "ADAEZE CHIOMA OKONKWO"
}
}
}Get a transfer
GET/transfers/{reference}
Check a transfer's final status. You also get a webhook when it completes.
referencestringrequired
The transfer reference.
Response
{
"status": true,
"data": {
"reference": "payroll_10_173",
"status": "successful",
"amount": 25000000,
"completed_at": "2026-10-21T10:44:51Z"
}
}